Rhombus has set up a dedicated Forensic Loan Audit division to help clients protect US end-customers from a number of intentional or intentional violations hidden in existing loan contracts. This division is specially designed to function as an extension of our client’s company when dealing with the end-customer, making the process of data and document collection easy and hassle-free.

Our qualified teams of forensic loan experts are trained to perform extensive examination and analysis of documents in order to identify any discrepancies or violations that may be present. Our services are backed by the latest in technology, enabling real-time connectivity to government websites.

Conducting a Forensic Loan or Mortgage Audit is extremely beneficial and is known to improve the chances of lender co-operation when renegotiating the terms of the loan. It clearly sends out the message that every condition is being closely monitored, thus ensuring that your customer’s file is given top priority by the financial lender.

For our client’s convenience, we are equipped to provide customized audit reports which, once acknowledged, are directly sent to the end-customer through us.

Areas of Expertise

• Detection of loan documentation errors and violations, such as:-

• Misleading disclosures
• Overstated home values
• Overstated income in the loan application
• Lender and broker misrepresentations
• Usury violations
• Excessive arm adjustments
• Excessive points & fees
• Predatory lending
• Forgery
• Loan flipping

• Home Owner Equity Protection Act (HOEPA)
• Good faith estimate compliance
• Report generation
• Extended customer service support 

 Stay Connected

• 24x7 updates (via web-based CRM)
• Weekly status updates to customers (via phone)

• Submission of documents (via fax)

• Prompt & frequent follow-up
• Case status reports to clients (via e-mail)

• Rhombus has the lowest and most competitive prices in the industry.
• Rhombus has a qualified team of forensic loan auditors with extensive domain knowledge and expertise, including MBAs, Engineers, Masters in Banking etc.
• Rhombus has a high scalable capacity, capable of processing thousands of files per month.
• Rhombus is built for speed.
• Rhombus enables clients to realize savings on overheads and other administrative costs involved in maintaining an in-house loan auditing team. This way, we help significantly increase the client’s cash flow.
• Rhombus follows a set of strict quality control guidelines.
• Rhombus provides nationwide reach, processing files across all US states.
• Rhombus is flexible and adaptable, customizing its services as per the individual requirements of every client.
• Rhombus assumes absolute responsibility for the business functions it is delegated. We are entirely answerable to our clients.
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• Rhombus keeps things simple. We take care of the everyday issues so that you can concentrate on growing your business.

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